Business Credit Reports

Business Credit Reports

Business Credit Reports assist in decision making before signing contracts with another business. It pays to investigate their financial and business history, whether you are a landlord renting out property, subcontracting or considering any other type of business transaction, it is imperative to know who you are doing business with. Running business credit reports in advance and obtaining a complete business profile may help reduce the risk of lost finances and the need to seek legal action against high-risk businesses.

AAA Credit Screening Services provides two options for detailed Experian™ business credit reports, depending on your business needs.

FAQ - Frequently Asked Questions About Business Reports

Commercial Intelliscore

Commercial Intelliscore is our most popular business credit report for individuals or companies who need to make a quick business decision. This one-page report features a credit risk score ranging from 1 (low risk) to 5 (high risk), ranked against other businesses within the same field. The following factors influence the credit risk score on a Commercial Intelliscore report:

• Payment history and current payment status of trade lines

• Length of business credit history

• Bankruptcies related to this business

• Judgments filed against this business

• Collections accounts

• Credit utilization

After the score, this report lists the major factors that influenced a company’s risk classification. Also providing a short financial summary of the business, the Commercial Intelliscore serves as an effective prediction of the likelihood of serious credit delinquencies for a business within the next 12 months.

Business Profile

The Business Profile is a detailed, in-depth report which gives a current and objective overview of a company’s ability and willingness to pay.

Business Profile Reports Include the Following:

• Executive Summary of legal filings and collections and trade information, including:
  

  • Total Collections

  • Highest credit amount extended

  • Bankruptcy Records

  • Judgement Filings

  • Monetary sum of legal filings

  • Tax lien records

  • UCC filings

  • Analysis of cautionary UCC filings

  • Highest DBT

  • Monthly average DBT (Days Beyond Terms)

  • Trade balances

  • Total continuous trades

• Graphs of DBT trends

• Detailed trade payment information

• Additional payment information, including:
  

  • Monthly and quarterly payment trends

  • Additional payment experiences

• Company background information, including:
  

  • Corporate registration

  • Key personnel

  • Operating information such as years in business, number of employees, and sales

Click on this link to view a SAMPLE Business Credit Report

Contractor Reports

• Nationwide Criminal Background Search (for individual contractors)

• Business License Search

• Business Credit Reports

For more information, on click on Contractor Background Check

Commercial Tenant Credit Report

AAA Credit Screening Services provides commercial tenant credit reports allowing property managers to make informed decisions before signing leasing contracts with prospective tenants.

NEW Customer Signup

AAA Credit Screening Services charges NO Signup Fee, No Monthly Fees & No Annual fees! You only pay for the reports you want to order. Signup is 3 easy steps and once you're signed up, you can start ordering reports online. Click on the button below to complete our online Customer Service Agreement: